If you’re behind on your mortgage – or worried that you might not be able to make future payments, the Corcoran Neighborhood Organization can connect you with a counselor who can negotiate with your mortgage company to get them to modify your mortgage so that you can afford the payments.

This is a free service with no minimum or maximum income limit. The following agencies are also all approved by the US Department of Housing & Urban Development (HUD).

Foreclosure Prevention Counseling for Homeowners:

• PRG, Inc.
  2017 East 38th Street, Minneapolis
  612-805-7756
  
  
• Twin Cities Habitat for Humanity
  3001 Fourth St SE, Minneapolis
  612-305-7189
  
  
• Neighborhood Development Alliance
  481 S Wabasha Street, St Paul
  651-292-0131
  
  
• Find more foreclosure counselors through Minnesota Homeownership Center at: http://www.hocmn.org/foreclosure-prevention/find-a-foreclosure-counselor/